Our story starts more than 30 years ago when Rob Koscik started working within the Financial Services Industry. Gaining 10 years of invaluable experience at Fidelity Investments and Charles Schwab, he learned a lot about the industry—the good it can provide and, unfortunately, the conflicts of interest that abound. Such conflicts within our industry often create an environment in which the investment firms themselves are made the greatest benefactors from their relationships.
Think of the majority of the investment management industry as fitting into two categories:
- Discount Brokerage Firms who achieve low costs through scale, and
- Local, Full-Service Firms who are high-cost, but provide a greater depth of service to their clients.
When Rob developed our service delivery system, his intent was very specific: Incorporate the good of both business models while eliminating both the lack of personalization on the one hand, and the excessive fees that exist on the other hand. We have built our business on our shared passion to drive value through service to the local marketplace through a tailored relationship while providing top-tier Investment Management Services. In so doing, we also are committed to eliminating the multitude of hands in our clients' pockets that can often exist, while personalizing all investments accounts to make them as tax-efficient and cost-effective as possible.
Since teaming up with Park Avenue Securities, LLC (a wholly-owned subsidiary of The Guardian Life Insurance Company of America) in 2005, we have enjoyed strong growth as a firm, as individuals and corporate clients have seen the value of our offering through introductions from our business partners. We are very proud of the business we have built, and continue to build a strong presence in our community.
A PERSONALIZED RELATIONSHIP
Based upon the foundation laid for our business, we believe that great value can be achieved for our clients. Our personal directives are to:
- Be there and be capable. We feel confident that regardless of your financial concern, we have a qualified resource ready to provide quality guidance.
- 24-Hour Rule. Under no circumstance should a client's request for help go more than 24 hours without a reply, and in most instances, without resolution to their question or concern.